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Sucess Story

Borrower Name -Bimala Makhal


Husband Name: Indrajit Makhal

Age: 45yrs

Child: 1 son & 1 daughter

Group Name: Seauli

Village Name: Devisabad, Canning, South 24 Pgs

Loan cycle: 11th

Cumulative loan amount: Rs2.5 lakh


Here is an example of an illiterate rural woman who by virtue of her intuitive acumen made an excellent financial management with the micro credit support from DCBS to make her fortune starting from zero.

A few years ago the situation of Bimola Makhal was not well. She was driven out from her In-law's house immediately after her marriage within 7 days. She took shelter in Cow shed of her neighbors with her husband. Her husband was daily labour and had not enough income to run her family. Hence, Bimola Makhal was looking out for starting an income generating activity of her own to improve the financial condition of her family.

It was during 2005, she came to know from her neighbor about the group loan of DCBS. The neighbor, already a member of "seauli" group, brought her in the group meeting. After discussion with the credit officer and other group leaders, she joined in the group. She took first time loan of Rs. 5,000/ and purchased a “Van Riska” for her husband. In course of time the earning of family gradually improves and there family ran smoothly.

After successful completion of first cycle loan she took 2nd cycle loan and purchased a second hand "Motor Van" and increased their family income. During 3rd to 6th cycle loan period, She bought a cello machine and a land of 5 katha and started water selling as custom service.

Thus, she was able to improve the financial condition of her family and make their own house.

She has one son and one daughter and all of them are going to school. Now, she is economically independent and fully supported by a proud husband who appreciates her hard work and indomitable spirit. She expresses her deep gratitude towards DCBS and says that "This would not have been possible without the help of DCBS, and I promise never to untie bondage with DCBS." She is full of enthusiasm and wants to become a successful entrepreneur in her own rights. The most outstanding idea she developed is to convert her existing electric grid based pumpset to Solar system by getting inspired with DCBS's venture for introducing "Solar Pump set" as a pilot project in the area.

Branch Locator

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Business at a Glance as on Mar'16

Particular  Microfinance
Green Energy
Business commenced on  01.12.2003   01.12.2013
States Covered 2 2


3 3


216 216
Groups /
535 535
Member /
house hold
14990 14390
Loan disbursement (cum)Cr 79 3
Loan portfolio (Cr) 8.23 0.26
Average Loan Size 7200 2000


0.25 00

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