Visited DCBS along with the Chief Regional Manager, UBI 24 Pgs (S) and Manager UBI, Dhosa Branch. Microfinance is one of the top priority sector and they are working last few years for rural development based on rural poor is praise worthy.

They are a committed group of people working towards upliftment of rural poor. There is transparency in their work which is commendable.

I would like to appreciate the DCBS for Microfinance Programme, they are doing for social upliftment of the poor.

“I have checked the accounts and found it well maintained. They are eligible for bank financing subject to Banks norms for financing.

“We think that the Samity will move in positive direction in future for micro-credit and women endowment. We assure all future co-operations & expect the beginning of Microcredit will be a successful one in future” .

The operations of DCBS are good. It operational area comprises in the areas where other MFI concentration is less and multiple borrowing is also negligible. DCBS should strive to mobilize funds from other Banks/FIs to further strengthen operations.

I wish them all the best in their endeavors.

The management of DCBS has full control on the affairs of the MFI. It is well managed and shows signs of growth.

Wish all the Best of the organization.

The mainstream banking sector has been exposed to severe stress and strain in the year 2017-18 on account of stressed assets as also a series of adverse incidents. The flow of fresh credit, especially to the deprived sections of the population has slowed down considerably. In contrast, the microfinance sector in India has bounced back to normalcy after demonetization and the subsequent developments. The sector witnessed a healthy growth in the year 2017-18. DCBS is a growing and developing MFI working in the Eastern Region of our country, more particularly, in West Bengal and Bihar. Unlike many MFIs which focus only on credit DCBS has a strong social outlook and strives for the all-round development of its clients. Its credit plus activities are a boon to the people living below the poverty line.Its activities are bringing the poor and downtrodden families into the fold of financial inclusion and are enabling them to pursue meaningful economic activities. DCBS has rolled out a number of capacity building programmes for people in its area of operations in collaboration with various organisations. The DCBS team is fortunate to be led by its young and energetic CEO, Mr Animesh Naiya whose vision is to foster sustainable development through financial empowerment. DCBS is a valued member of Sa-Dhan and we at Sa-Dhan cherish our close association with them and wish the DCBS team lead by Mr Animesh Naiya all success in their future endeavours.

The Dosa Chandaneswar Bratyajan Samity (in short – DCBS) a NGO-based Micro Finance Institution has been working in remotest places since 2003 on socio-economic empowerment through operation of micro-finance activities in the state of West Bengal and Bihar.

The organization is doing well with sustained efforts in order to get positive results and changes the economic conditions of women in four districts in West Bengal and one in Bihar states. These results are remarkable, and very encouraging.

I hope that DCBS will continue to work with more focus on the objectives of Micro-Finance i.e. economic and social empowerment of the most under privileged women.

I wish the overall growth and success of the organization and serve more numbers of most marginalized people in the nation.