Envisioning Future

Providing training, developing skills, creating market linkages

Envisioning Future

Providing training, developing skills, creating market linkages

Welcome to DCBS

About us

Help is Our Main Goal

Dhosa Chandaneswar Bratyajana Samity ( in short DCBS) initiated a group of enthusiastic young people through various community based social works at Dhosa, Jaynagar block-I of South 24 Parganas district in the year 2003. These actions were leaded to be united and motivated towards welfare and humanitarian services to the oppressed and needy people in the locality. They all were inspired by numbers of good people towards rendering services on women empowerment through financial services, creation of women entrepreneurs, health, livelihoods and that motivated to form a society called; Dhosa Chandaneswar Bratyajana Samity and got registration on 17th November, 2003 under the SocietyRegistration Act, West Bengal. Since then, by their sincere effort, now DCBS is one of the leading NGO MFI and development organization in the eastern region of India.

What We Do

DCBS is a development organization working for the poor women for their socio-economic development in rural areas.

Skill Development Training

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Microfinance

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Projects Implementation and Monitoring

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Other Activities

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Pathways For Development & Change

DCBS programs aims to shift attitudes and perceptions, feelings, behaviours and motivations of participants ,

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Our aim is to reach to the rural people by fostering sustainable development

1,00,000

Lives Impacted

605+

Villages

1,500

Individuals Trained

Team

Our Partners

Banks & Financial Institutes

Ongoing Projects

Aquaculture for the rural people in sundarbans:

A large section of Sundarban’s population is engaged in fisheries and allied activities. Fisheries are the sole livelihood of fisherman and their family residing in Sundarbans. Collecting prawn fish seeds from the rivers is one of the main sources of earning among marginalized

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Facilitating Direct-to-consumer sales:

Marketing is one of the most important factors determining the success of a farming enterprise engaged in selling of vegetables, fruits, fishes or meats. It encompasses all of the operational decisions made by producers. These decisions range from identifying the most profitable

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Enabling and offering training on Bengal black goat farming:

DCBS offers extensive trainings on rearing of Black Bengal Goats under Livelihood Entrepreneurship Development Program (LEDP). Till date we have trained about 150 goat farmers in Sundarban with the support of NABARD (National Bank for Agriculture and Rural Development), Govt. of

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Facilitating Organic Vegetable cultivation:

The overuse of hybrid, and chemical intensive fertilizers and pesticide has led to the degradation of soil and water in Sundarban. This has led to the current agricultural crisis and the depletion of farmers’ livelihoods day by day. Agriculture is the most important livelihood

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Encouraging Sustainable solutions:

Since 2011-12, DCBS offers support to the rural households on Solar Home lights and encourages sustainable operations including promotion of social marketing by creation of Village Level Entrepreneurs (VLEs). Till end of March 2021, DCBS supported more than 65,000 households on s

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Supporting women to be self-reliant:

DCBS has till date trained 1000+ women on readymade garments making and has been instrumental in creating about 120 women entrepreneurs in 04 blocks of South 24 Parganas district. All the trained persons have been grouped to form JLGs and are now continuing business with the fi

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Sundarban Girls Football Academy (SGFA):

Sundarban Girls Football Academy (SCFA) is a dream project of DCBS. It’s started operations in the month of November 2020 with 130 adolescent girls (age between 10 – 16 years) in the remote village of Dhosa under Jaynagar-I block under South 24 Parganas distr

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Water, Sanitation and Hygiene (WASH):

“Swach Bharat Aviyan (Clean India Mission)” was declared by Hon’ble Prime Minister, Government of India on the eve of Gandhji’s Birthday on 2^nd Oct, 2014. Since then, DCBS has participated in the Mission and offers financial support as Sanitati

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Messages from Secretary & CEO

I am pleased to welcome you to the website of Dhosa Chandaneswar Bratyajana Samity, known as DCBS – a development and microfinance institution working in Eastern India since 2003. I am sure you will find this dynamic and interactive website easy to navigate with quick access to information and answers to your queries. I believe that financial inclusion should be a universal human right for all and not only for the chosen few. It is on this premise that Innovative Microfinance was founded:

Our Journey

Impact Stories

Your story can be one of overcoming too. And we hope you are inspired by these stories of others who overcame obstacles to success.

Empowering Radha Rani Haldar

She is a very simple and unassuming woman married to a poor family aft

Story of Bimala Makhal

The following post was written by our one of our fundraiser champion,

The Story of Tajmira Mondal

Tajmira Mondal today is a suceesful businesswoman. She and her mother

The Story of Debola Naskar

Debola Naskar wife of Gopal Naskar resides in the village Uttar Radha

The Story of Debi Rani Halder

Debi Rani Halder is a student of the Ready Made Garmment Training Prog

Our Associations

Non-Financial Institutes

Testimonials

Lead District Manager 24 Pgs (S)

Visited DCBS along with the Chief Regional Manager, UBI 24 Pgs (S) and Manager UBI, Dhosa Branch. Microfinance is one of the top priority sector and they are working last few years for rural development based on rural poor is praise worthy.

S.Lutra SBI

They are a committed group of people working towards upliftment of rural poor. There is transparency in their work which is commendable.

Raju Gangully R.M. AG Division ICICI Bank Limited.

I would like to appreciate the DCBS for Microfinance Programme, they are doing for social upliftment of the poor.

B.M. Dakshin Barasat State Bank of India

“I have checked the accounts and found it well maintained. They are eligible for bank financing subject to Banks norms for financing.

Anjan Dutta Regional Manager United Bank of India 24 parganas (South) Region.

“We think that the Samity will move in positive direction in future for micro-credit and women endowment. We assure all future co-operations & expect the beginning of Microcredit will be a successful one in future” .

Saurabh Chatterjee SIDBI

The operations of DCBS are good. It operational area comprises in the areas where other MFI concentration is less and multiple borrowing is also negligible. DCBS should strive to mobilize funds from other Banks/FIs to further strengthen operations.

I wish them all the best in their endeavors.

Mr Barun Kundu R.M,BGVB, 24 Parganas (South)

The management of DCBS has full control on the affairs of the MFI. It is well managed and shows signs of growth.

Wish all the Best of the organization.

P. Satish Executive Director Sa-Dhan The Association of Community Development Finance Institutions, New Delhi

The mainstream banking sector has been exposed to severe stress and strain in the year 2017-18 on account of stressed assets as also a series of adverse incidents. The flow of fresh credit, especially to the deprived sections of the population has slowed down considerably. In contrast, the microfinance sector in India has bounced back to normalcy after demonetization and the subsequent developments. The sector witnessed a healthy growth in the year 2017-18. DCBS is a growing and developing MFI working in the Eastern Region of our country, more particularly, in West Bengal and Bihar. Unlike many MFIs which focus only on credit DCBS has a strong social outlook and strives for the all-round development of its clients. Its credit plus activities are a boon to the people living below the poverty line.Its activities are bringing the poor and downtrodden families into the fold of financial inclusion and are enabling them to pursue meaningful economic activities. DCBS has rolled out a number of capacity building programmes for people in its area of operations in collaboration with various organisations. The DCBS team is fortunate to be led by its young and energetic CEO, Mr Animesh Naiya whose vision is to foster sustainable development through financial empowerment. DCBS is a valued member of Sa-Dhan and we at Sa-Dhan cherish our close association with them and wish the DCBS team lead by Mr Animesh Naiya all success in their future endeavours.

Ajit Kumar Maity SecretaryVillage Welfare Society

The Dosa Chandaneswar Bratyajan Samity (in short – DCBS) a NGO-based Micro Finance Institution has been working in remotest places since 2003 on socio-economic empowerment through operation of micro-finance activities in the state of West Bengal and Bihar.

The organization is doing well with sustained efforts in order to get positive results and changes the economic conditions of women in four districts in West Bengal and one in Bihar states. These results are remarkable, and very encouraging.

I hope that DCBS will continue to work with more focus on the objectives of Micro-Finance i.e. economic and social empowerment of the most under privileged women.

I wish the overall growth and success of the organization and serve more numbers of most marginalized people in the nation.

MFI News

Inclusive India Award

Free Health Camp

Skoch Award

Tailoring Class completion

AMFI-WB has a very important role considering the nascent nature of the industry in developing capacities, adopting best practices, improving policy and operational mechanism of its members. At present there are 34 member organizations of AMFI-WB.

District coordination meeting is one of the events of its activities. On June 14,2019 District Coordination meeting held DCBS organasation premises at Daksh Barasat ,South 24 Parganas . The aim of this events are nothing but joint endeavor in between AMFI and AMFI member DCBS for easy access of development activities and socio-economic upliftment of the backward society